CompareMyOffer.com is an online request facilitator for consumers interested
in speaking with a lender or loan consultant.
CompareMyOffer.com is not a lender, student loan originator, auto lessor or
credit card issuer.
CompareMyOffer.com does not give loans or make any credit decisions in
connection with loans, issue lending/loan commitments
or term/rate lock-in agreements.
All mortgage information, rate and fee quotes will be provided to you by
independent providers and not CompareMyOffer.com
By submitting information on CompareMyOffer.com, you are:
Authorizing us to forward your request/information and contact information
to one or more state licensed Lenders or
Brokers in our network who may require your social security information to
evaluate your credit worthiness
in an effort to provide you with an accurate quote. In addition, please be
aware that while our lenders are able to work with
a very wide range of credit situations, most loan products/services do
require that you posess a minimum credit score.
This score varies depending on the product, service and provider.
Granting permission to those Lenders or Brokers in our network who receive
your information through us to contact you via
telephone or email or both, even if you have previously listed yourself on
any internal company, state or federal Do-Not-Call
list.
Granting permission for a representative of CompareMyOffer.com to contact
you by telephone or email for the limited purpose
of verifying your contact information for quality control purposes.
CompareMyOffer.com is not an agent of either you, the consumer, or any
participating bank, lender or loan broker (we refer to all of these as"Lenders").
CompareMyOffer.com services are for the sole purpose of making an online
contact request a simple process for consumers. You should rely on your own
judgment in deciding which lender to explore loan possibilities with, and
there is NO obligation to use any lender contacting you as a result of your
online contact request submitted. Furthermore, CompareMyOffer.com in no way
guarantees that submitting an online request will result in a lender making
a loan offer or that you will receive a loan from a lender.
Our service simply helps put you in contact with a lender to discuss your
lending and financial needs.
The loan request you submit is NOT a loan application or an application for
credit. Rather, it is a request for a loan consultant, affiliate or lender
to contact you.. You may have to complete an application with a Lender
before they will extend a conditional loan offer. A Lender you select may
require
you to pay an application fee to cover the costs of an appraisal, credit
report or other items. The Lender will determine the amount of any such
fees, and
should provide information to you regarding the refundability of any such
fees. CompareMyOffer.com does not charge you the consumer, any fees for its
services.
CompareMyOffer.com receives its compensation from lenders and affiliates for
the services actually provided. Nothing contained herein shall constitute an
offer
or promise for a loan commitment or interest rate lock-in agreement.
CompareMyOffer.com (and its network of websites) is an online resource
allowing you to request lending consultants and lenders contact you to
discuss your particular
loan and/or financial needs.
You understand and agree that if you submit a request for a loan product or
service, or for a lender to contact you through our website(s) that
CompareMyOffer.com will
share your information with certain business partners to process and fulfill
your request. You further agree that our business partners may contact you
by telephone,
email or mail based on the information you have provided to us. You
understand that CompareMyOffer.com affiliates and business partners may
maintain the information you
submitted whether you elect to use their services or not. In the event you
no longer want to receive communications from an affiliate of
CompareMyOffer.com, you agree to
notify the partner directly. You acknowledge that CompareMyOffer.com is not
acting as your agent or broker and is not recommending any particular loan
product or lender
to you., and you further acknowledge that CompareMyOffer.com does not
endorse, warrant, or guarantee the products or services of any broker or
lender or affiliate.
You certify to CompareMyOffer.com that: (i) you are at least eighteen (18)
years of age; (ii) you assume full responsibility for the use of the Service
by any minors;
(iii) you agree not to knowingly submit false information on
CompareMyOffer.com or its network of websites and affiliate websites; and,
(iv) your use of the CompareMyOffer.com
website and network of websites is subject to all applicable federal, state,
and local laws and regulations.
CompareMyOffer.com may provide, or third parties may provide, links to other
websites. Because CompareMyOffer.com has no control over such websites, you
acknowledge and agree
that CompareMyOffer.com is not responsible for the availability of such
external websites, and does not endorse and is not responsible or liable for
any content, advertising,
products, whether loan, auto, or other materials on or available from such
websites. You further acknowledge and agree that CompareMyOffer.com shall
not be responsible or liable,
directly or indirectly, for any damage or loss caused or alleged to be
caused by or in connection with use of or reliance on any such content,
products, goods or services available
on or through any such website. |